This type of credit card offers various incentives for purchases with the free credit card, usually in the form of cash, points, or rebates earned for each purchase of a certain amount. Points collected, for example, can later be redeemed for various rewards according to your choice. Some credit cards that belong to this type are:
-Cash Back Credit Card
With a cash back credit card, you can get cash back (cash back) for certain purchases. The more often these credit cards are used, the more cash back you receive. A higher percentage of cash back can be gained in line with the greater or more frequent usage or for certain types of purchases or in certain stores. Usually this type of credit card has a higher annual fee, and is suitable for you who are always committed to paying off your bills each month.
-Point Reward Credit Card
Like a cash back credit card, point reward credit card types also offer refunds but in the form of point rewards (points) that can be collected each time a particular purchase. Points collected can be exchanged for various options such as airline tickets, vouchers, gift cards, items such as electronics and jewelry, and others. This type of credit card is also suitable for you who pay off bills every month on a regular basis, because usually the interest is quite high.