Category: Finance


If you have a credit card and use it to make payment transactions, of course you have an obligation to pay credit card bills each month. The amount of the bill you must pay is listed on the Billing Statement which usually contains transaction details (expenditure and cash withdrawals), payments and other costs (if any). The billing sheet is sent by the credit card issuer to you each month according to the credit card billing statement date. Before making a payment, you should read the Billing Sheet thoroughly to check if the details and numbers match. After that, you can make a payment for the charge.

Considering Payment Time

The due date is the last date, where your payment should be received by the credit card issuing bank, and will always be shown on the Billing Sheet. Typically, credit card issuing banks are always reminded that bill payments are made several days (usually 2-3 days) before the due date. The reason is that you avoid a late penalty. Payments made through a variety of available channels take about 2-3 days to log in to a credit card account, and may take longer if there is a day off.

In addition to a late fee penalty, new bill payments coming past the due date will also result in you being charged a considerable interest in running. So, as a precaution, it helps you pay your credit card bill about 5 to 7 days before the due date.

Discover Credit Card Personal Loans


Practicality and ease of Citibank online credit cards make many users become complacent. In order for the financial condition to stay healthy, avoid the things mentioned above. Especially for you the shopaholic. Do not because once you know interest credit card down, you then shop online and pay the bill with credit card.

Continually so, instead of profit with the interest that goes down, but the loss due to the large bill to be paid. Whatever it is, whether it’s shopping, transactions, or credit, remember to be wise to use a credit card.

Addiction to Use Credit Cards

Many of us certainly already feel how the ease and benefits provided by credit cards, but there are also from us who already feel or even being entangled financial affairs caused by credit cards. Certainly will compared upside down with the beginning of our desire to be able to have a credit card. Once entangled problem then we will think how to get out of credit card.

Not easy to get out of this magic card trap. In addition we must complete and ensure that the administrative matters are done and there is no problem. The level of our need for the card will usually not be easy to lose. Therefore, before deciding to have a credit card we should first consider whether we are in need of credit cards or not. If not then cancel your intention.

As if to have magical power and attraction of its own, credit cards will be an object that is difficult to be abandoned. Especially when we are addicted to using credit cards. It will be more difficult for us to let go of the trap. To escape from the trap we must try and do it gradually. There are stages that are considered very suitable for you who want to get out of credit card trap.

The Best Solution to Pay Off Citi Card Debts


CreditKarma will provide you with a complete credit report
CreditKarma will provide you with a complete credit report

At CreditKarma, when a credit cardholder views and logs in his or her credit card from a dashboard, each scorecard is updated once a week, and if they are improved, they will provide a lower interest rate than a better credit card it makes it easier for you to get a loan or buy a car.

In addition to credit card, CreditKarma will provide you with a complete credit report, but it will always be updated on a weekly basis, and if you choose to receive e-mail notification and credit inquiries, you will be notified each time it is changed.

This is your credit history and you can regularly track your reports, apply for collateral, and identify possible problems.

In addition to this information, CreditKarma also generates a report of the problem, and another important reason for verifying the credit report is to ensure that it is not inaccurate. It is also possible that you can see what has changed since you requested a modified program and that you are confident that it is safe to steal your personal information.

Credit scores are designed for bankers and non-consumer statisticians. So the numbers alone do not know what to do to improve. That is what these tools are all about.

In addition to the credit research and scoring reports, credit reporting agencies also provide defined analytical functions, not just the official score of each factor, but CreditKarma may affect your credit score based on the information gathered.